Personal Finance
Across
- 3. someone who guarantees to pay back the money if the borrower does not
- 5. a person who owes money
- 9. a range of low-risk and high-risk financial investments
- 11. money paid to others for their services
- 12. a payment made by a government to help people in need
- 15. the amount a person has left after income tax is deducted
- 17. putting money into something in order to make a profit
- 20. sum payable as profit for shares
- 22. a payment made for the use of money that has been borrowed
- 24. time during which work is done outside regular working hours. Such time is usually paid at higher rates.
- 25. nothing is deposited as a guarantee to fulfil the payment of the loan
- 27. the amount of money to be paid to receive insurance cover
- 29. a commitment to regularly put aside some money for future use
Down
- 1. when a person is judged by a court to be insolvent; i.e. unable to pay her or his debts cash flow money coming into and going out of a business
- 2. a way of saving so an employee has some money in retirement
- 4. expenses that change over time
- 5. a document from a lender stating that a person has failed to carry out the terms of the contract
- 6. a fixed amount of money paid on a regular basis (usually fortnightly or monthly) to a permanent employee of an organisation
- 7. what remains after all business expenses are deducted from sales revenue rent regular payment made by a tenant to an owner for the use of the owner’s building or land repossess to take back goods bought on credit if repayments have not been made
- 8. a sum paid to authors, musicians and so on, as a percentage of the proceeds from their work
- 10. when a certain amount of money can be taken out of a borrower’s wages
- 12. something deposited as a guarantee to fulfil the payment of a loan
- 13. buying something without giving much thought as to whether you really need it
- 14. expenses that are the same amount every time
- 16. a person who is owed money
- 18. stocks and shares held by an individual
- 19. the percentage of a sales price received by a salesperson for her or his services
- 21. money received on a regular basis from work, property, business, investment or welfare payments
- 23. a loan for goods or a property
- 26. an organisation that keeps on file the credit records of consumers
- 28. money received by workers, usually on a weekly basis, for services they provide to an employer