Personal Finance

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Across
  1. 3. someone who guarantees to pay back the money if the borrower does not
  2. 5. a person who owes money
  3. 9. a range of low-risk and high-risk financial investments
  4. 11. money paid to others for their services
  5. 12. a payment made by a government to help people in need
  6. 15. the amount a person has left after income tax is deducted
  7. 17. putting money into something in order to make a profit
  8. 20. sum payable as profit for shares
  9. 22. a payment made for the use of money that has been borrowed
  10. 24. time during which work is done outside regular working hours. Such time is usually paid at higher rates.
  11. 25. nothing is deposited as a guarantee to fulfil the payment of the loan
  12. 27. the amount of money to be paid to receive insurance cover
  13. 29. a commitment to regularly put aside some money for future use
Down
  1. 1. when a person is judged by a court to be insolvent; i.e. unable to pay her or his debts cash flow money coming into and going out of a business
  2. 2. a way of saving so an employee has some money in retirement
  3. 4. expenses that change over time
  4. 5. a document from a lender stating that a person has failed to carry out the terms of the contract
  5. 6. a fixed amount of money paid on a regular basis (usually fortnightly or monthly) to a permanent employee of an organisation
  6. 7. what remains after all business expenses are deducted from sales revenue rent regular payment made by a tenant to an owner for the use of the owner’s building or land repossess to take back goods bought on credit if repayments have not been made
  7. 8. a sum paid to authors, musicians and so on, as a percentage of the proceeds from their work
  8. 10. when a certain amount of money can be taken out of a borrower’s wages
  9. 12. something deposited as a guarantee to fulfil the payment of a loan
  10. 13. buying something without giving much thought as to whether you really need it
  11. 14. expenses that are the same amount every time
  12. 16. a person who is owed money
  13. 18. stocks and shares held by an individual
  14. 19. the percentage of a sales price received by a salesperson for her or his services
  15. 21. money received on a regular basis from work, property, business, investment or welfare payments
  16. 23. a loan for goods or a property
  17. 26. an organisation that keeps on file the credit records of consumers
  18. 28. money received by workers, usually on a weekly basis, for services they provide to an employer