Personal Finances Daniela Duker

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Across
  1. 2. contract to repay borrowed money with interest at a specific time
  2. 4. It is the amount of time that you get after a payment is due to pay it without any extra fees or penalties
  3. 5. It is an estimation of expenses over a specific period of time. It is how much you plan to spend on specific things over a certain amount of time. A record of all the money you earn and spend
  4. 7. A type of cost that changes the amount that has to be paid depending on how much is used
  5. 8. It describes the interest rate for a whole year rather than a monthly interest rate. The yearly cost of funds over the term of a loan or investment.
  6. 9. This stands for Individual Retirement Account. It is a government sponsored account made to help you save and plan for when you choose to retire. Taxes do not really affect this account or the amount of money in them. You are taxed when you take money out of this account, and it is taxed as regular income tax.
  7. 12. the person who borrows money from the lender and must pay back the amount owed plus interest
  8. 13. The amount of money that a borrower borrows from a lender.
  9. 15. A bank account that you can keep and store your money in of you are not using it right away. The money in this account allows you to earn interest on it
  10. 16. Money that is loaned to you from a bank or agency that you have to pay back
  11. 19. A type of cost that keeps the amount that has to be paid the same, despite how much is used
  12. 20. The money you spend
Down
  1. 1. The money you earn
  2. 3. It is a certificate that locks up your money so that you are not able to spend it over a certain period of time. This allows you to earn more interest on your money than using a savings account.
  3. 6. A bank account that allows you to easily access your money. You use this account to pay bills and make any financial transactions. You can take money out of this account by writing a check, setting up an automatic transfer, or using a debit card
  4. 10. Anything you put money into with the hope of getting some higher value in return
  5. 11. The amount of money on your insurance claim that you pay by yourself before the insurance company pays.
  6. 14. The amount of money that a company pays to its shareholders from the company’s profits.
  7. 17. share of ownership in a company
  8. 18. any person or group that loans money to another person or group