Personal Financial Literacy Cluster Crossword

5. Distributing funds among different types of investments to minimize overall risk.
7. The amount of a loss you must pay out of your own pocket before the insurance company will step in and pay the rest.
10. The profit from an investment.
13. Also called "take home pay," it's the amount of income left after payroll deductions.
14. An investment security that is actually a diversified portfolio of equities, bonds or other securities. Investors purchase shares and can sell them at any time.
15. The ease with which an asset can be converted to cash without serious loss.

1. A rise in value or price.
2. Additional benefits, beyond a paycheck, offered by employers (e.g., health insurance, retirement plan).
3. The amount of money someone is willing to loan you. Also, the amount that is still owned on a loan.
4. A financial institution owned by its members that provides savings and checking accounts and other services to its membership at low fees.
6. The total amount of income from wages before any payroll deductions.
8. Employer deductions from employees' earnings to pay employees' taxes.
9. The value of personal items that one owns, including savings, investments and property.
11. The payment a person makes to an insurance company in exchange for its promise of protection and help.
12. An open-ended account with a limit to how much can be borrowed but no time limit for repayment.