PERSONAL MONEY MANAGEMENT

1234567891011
Across
  1. 3. to use money to buy something
  2. 5. the ability to understand and manage money effectively
  3. 8. money that you receive
  4. 9. the process of planning how to use money effectively
  5. 10. money that you spend
  6. 11. something desired but not necessary
Down
  1. 1. a plan for spending and saving money
  2. 2. money kept for future use
  3. 4. a place to keep money in the bank
  4. 6. something desired
  5. 7. money given regularly, usually by parents to a child for personal use