PF Intro To Budget

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Across
  1. 4. Things you must have to live (e.g., food, housing, clothing).
  2. 7. The money you actually take home after taxes and deductions.
  3. 10. Money saved to cover unexpected costs.
  4. 11. Money you spend on needs and wants.
  5. 12. A plan for how you will spend and save your money.
Down
  1. 1. Extra things you enjoy but don’t need to survive (e.g., video games, vacations, eating out).
  2. 2. Costs that stay the same each month (e.g., rent, car payment).
  3. 3. Costs that change each month (e.g., groceries, gas, entertainment).
  4. 5. Money set aside for future use, emergencies, or goals.
  5. 6. Money you owe to someone else, usually from borrowing.
  6. 8. Money you receive (like from a job, allowance, or gifts).
  7. 9. Using money to buy assets (like stocks or real estate) with the goal of growing wealth.
  8. 13. The total amount of money an employee earns from their employer before any taxes, benefits, or other deductions are taken out.