PFM - Final Exam Vocabulary

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Across
  1. 1. a person's priorities, beliefs and standards that affect how they view the world
  2. 7. typically not a good place to find a good deal
  3. 10. a form of federal or state financial aid that does NOT need to be repaid
  4. 11. amount you must pay before you begin receiving any benefits from your insurance company
  5. 13. a list of your investments
  6. 16. this type of budget is a cash flow plan that assigns an expense to every dollar of your income in which the total income minus the total expenses equals zero
  7. 18. Latin for "buyer beware"
  8. 19. amount you pay to purchase different types of insurance
  9. 20. refers to the financial option that is given up because you choose to do something else with your money
  10. 21. Tax collection and tax law enforcement agency
  11. 22. paying cash for purchases is not used to calculate this score
  12. 23. describes your pay after deductions
  13. 24. you cannot get into this if you use a debit card instead of a credit card
  14. 25. paperwork filed with an insurance company in order to get them to cover a loss for someone they insure
Down
  1. 2. a yearly amount that's charged by the credit card company for the convenience of the credit card
  2. 3. the act of matching your bank statement with your checkbook or debit card receipts
  3. 4. detailed information about an individual's credit history
  4. 5. feeling regret or concern after making a large purchase
  5. 6. a money myth that portrays student loans as the only financial option when it comes to funding one's college education
  6. 7. a developmental partnership through which one person shares knowledge, skills and perspectives to foster the personal and professional growth of someone else
  7. 8. the ability to do this give you power when you are negotiating a deal
  8. 9. a type of tax that is based on consumption (excise tax is too)
  9. 10. your pay before deductions
  10. 12. this type of interest pays interest on interest previously earned
  11. 14. the quality of being responsible, liable or answerable
  12. 15. the time frame that a loan agreement is in force, and before or at the end of which the loan should either be repaid or renegotiated for another term
  13. 17. saving money in a fund over time for large purchases so you can pay with cash