PFM Final Review

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Across
  1. 3. The form filled out by an employee that provides information needed to determine the proper amount to withhold from their paycheck
  2. 6. A plan for dividing up your income between spending and saving options is
  3. 7. The yearly interest rate charged on a credit card
  4. 9. A company that collects information about consumers' credit history and sells it to lenders is a
  5. 12. The book in which a person keeps a record of the check written and the deposits made is called
  6. 15. A planning document on which you record your expected income, actual income, and spending is
  7. 16. Investing in various businesses with different levels of risk
  8. 17. A nonprofit financial institution that is owned by its members and organized for their benefit
  9. 18. The amount you earn before taxes are withheld is your
Down
  1. 1. Federal income tax return form
  2. 2. Paycheck deposited directly into employees' checking account on payday
  3. 3. Summary of your earnings and withholdings for the year per job
  4. 4. A loan that is backed by something of value to insure payment is a
  5. 5. A regular payment required to purchase insurance is a
  6. 8. The amount you pay for a loss before the insurance company pays anything is known as a(n)
  7. 10. A unit of ownership in a corporation is a
  8. 11. A measure of your credit worthiness is your
  9. 13. Balance the checkbook register each month to the balance shown on the statement
  10. 14. An example of a variable expense
  11. 16. Items that are listed on your bank statement