Portfolio Surveillance Terms

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Across
  1. 1. Used to analyze the performance and financial health of a company (2 words)
  2. 5. Cash and equivalents, accounts receivable & Inventory
  3. 6. Unsecured debt (2 words)
  4. 9. Debt, wages payable & dividends payable
  5. 12. Property level report comparing Borrowers current financial information to the preceding 3 periods and underwriting
  6. 15. Financial Statement w/ Assets, Liabilities & Owners Equity (2 words)
  7. 18. Listing of personal assets & liabilities (4 words)
  8. 19. Annual net operating income divided by value of property (2 words)
  9. 21. Summary document of tenant leases (2 words)
  10. 23. Failure to repay a debt including interest or principal on a loan or security
  11. 24. Measures how well a company generates cash (2 words)
  12. 25. Earned from the sale of products and services
  13. 26. Risk assessment
  14. 27. Specified in the CMHC COI and Loan Agreement (2 words)
  15. 28. Financial Statement w/ Revenue, Expenses & Net Income (2 words)
Down
  1. 2. Borrower, co-borrower & guarantor (2 words)
  2. 3. agreement of terms of loan policies between a borrower and lender (2words)
  3. 4. Sum of money kept aside for some future obligation
  4. 7. Loans identified for monitoring
  5. 8. Estimated value of property
  6. 10. Time over which the mortgage balance would be paid in full
  7. 11. ? = Real estate revenue - operating expenses
  8. 13. Reports adjustments made to the Borrower’s actual operating statement to “normalize” or “annualize” the performance data
  9. 14. Pledged as security for a loan
  10. 16. A formal pledge or promise to do something
  11. 17. ? = Net operating income/total debt service
  12. 20. Returned payment
  13. 22. Cash required to cover repayment of interest and principle on a debt (3 words)