Principles in Pieces

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Across
  1. 1. Assessing risks and determining the contribution amount.
  2. 7. A profit-sharing model where the operator manages funds and shares the profit with participants.
  3. 8. An individual insured under a Takaful plan.
  4. 9. A Takaful operator reinsures its risks with a Re-Takaful company.
  5. 10. Calculating premiums and liabilities for the Takaful operator.
Down
  1. 2. Donating part of your premium to help other members in need.
  2. 3. ____________ for natural disasters under a General Takaful plan.
  3. 4. At the end of the year, ____________ funds are shared with contributors.
  4. 5. The Takaful operator provides ___________ to cover shortfalls, which is repaid from future surpluses.
  5. 6. Selling insurance without clear terms about coverage or claims creates _________ and is avoided in Takaful.