Principles of Finance L1-4

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Across
  1. 2. A U.S. agency that insures bank deposits up to $250,000, monitors risks to insurance funds, and minimizes the impact of bank failures on the economy.
  2. 4. A loan to a government or corporation where the investor receives the principal plus interest after a set period.
  3. 5. To reduce the value of something.
  4. 8. Depository institutions, like savings and loans or savings banks, specializing in savings accounts and real estate financing.
  5. 10. A current medium of exchange in the form of coins and banknotes.
  6. 14. An investment sold by insurance companies that provides regular payments over time, typically used for retirement income.
  7. 15. The declining value of money due to rising prices.
  8. 16. The financial resources that are used to make money, which can take the form of equity or debt.
  9. 18. A person, or a public or private group, who makes funds available to another with the expectation that the funds will be repaid, plus any interest or fees.
  10. 19. The act of purchasing or borrowing with a promise to repay later, or money received that increases an account balance in banking.
  11. 20. A great quantity or store of money, valuable possessions, property, or other riches.
Down
  1. 1. An obligation that legally compels an individual to settle a debt—for example, a mortgage or an electric bill.
  2. 3. An item that is purchased with the hope that it will generate income or increase in value in the future.
  3. 6. Degree of uncertainty of return on an asset; the possibility of loss.
  4. 7. A fee for using borrowed money, usually expressed as a percentage of the amount borrowed.
  5. 9. A depository institution where one can keep and borrow money and take care of financial affairs.
  6. 11. A type of trade in which goods and/or services are exchanged for other goods and/or services.
  7. 12. A share of ownership in a company.
  8. 13. The science of the management of money and other assets; the management of money, banking, investments, and credit.
  9. 14. Any object of value, including cash, investments, property, and personal possessions.
  10. 17. Money received from any source, including earnings from labor or services.