Proposal

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Across
  1. 4. — Physical money like coins and notes
  2. 8. — Buying shares in a company
  3. 9. — Money left after expenses are paid
  4. 10. — Money you spend on things
  5. 12. — A plan for managing money
  6. 13. — Money saved for future use
Down
  1. 1. — Profit from investment
  2. 2. — Extra money earned from saving or investing
  3. 3. — Money you earn from work or business
  4. 5. — The process of saving money over time
  5. 6. — Money you owe to someone
  6. 7. — Money borrowed from a bank
  7. 9. — Money paid for goods or services
  8. 11. — Fixed monthly payment for work
  9. 12. — Place where money is kept safely