Pyf

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Across
  1. 4. Another type of short term goal
  2. 6. 1st step
  3. 7. What you get if you're behind
  4. 8. Another term for currency
  5. 9. 2nd Step
  6. 11. Out of nowhere
  7. 12. 4th Step
  8. 13. estimate of income
  9. 14. What is pyf
  10. 15. 3rd Step
Down
  1. 1. what is this about
  2. 2. Type of long term goal
  3. 3. what you're making
  4. 5. type of short term goal
  5. 10. What is something to spend money on