Regulation B

5. Avoid making statements that over-_____ credit to applicants.
7. ____ action means that the applicant's request for credit or additional credit is denied.
8. Do not discuss credit ____ with the customer.
10. Make sure to listen to customer responses to ____ assumptions about a customer’s credit worthiness.
11. Do not ask for ____ status on an unsecured individual credit application unless the customer resides in a community property state.
13. Read the applicable ____ script for each credit application.
14. When a consumer applies for new credit, a lender must notify an applicant of action taken within 30 ____ after receiving a completed credit application.

1. This law applies to ____ credit products including credit cards, mortgage loans, Home Equity, personal loans, personal lines of credit, auto loans, and student loans.
2. Do not release credit ____ to customers.
3. If offering a Secured Credit Card product, offer both an ____ and Secured Credit Card.
4. Applicants receive ____ notification when adverse action is taken.
6. Prohibited ____ refers not only to characteristics of an applicant, but also to the characteristics of individuals with whom an applicant is affiliated or with whom an applicant associates.
9. When taking a credit application, enter all ____ exactly as the customer states.
12. Do not ____ a customer the opportunity to apply for a credit product, even if the customer discloses information about derogatory credit.