retirement

1. nondiscriminatory form of profit share
4. type of employee who hasn’t satisfied stat requirements, but has worked 500-999 hours consecutively for two years, eff 2025.
5. TH Testing is applied separately to each unrelated employer in this plan type
6. longest graded vesting schedule allowed
7. national organization for career retirement plan professionals.
9. type of employee to a PEO and assigned to work for a different client company
11. borrowing against one’s retirement account

2. form of deferral deducted on a posttax basis, whose earnings are not subject to taxation upon qualified distribution.
3. determination method for HCEs
6. abbr. name for eligibility requirements: 21, 1 yr, semiannual entry
8. responsible for insuring benefits to participants of certain defined benefit plans
10. prepares the valuation package and contribution outlooks for defined benefit plans.