Review of Unit 3: Business Finance

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Across
  1. 5. The total income generated by a business from selling goods or services before expenses are deducted.
  2. 7. A profitability ratio calculated by dividing operating profit by revenue and multiplying by 100, indicating the percentage of revenue retained after operating expenses.
  3. 8. The amount added to the cost of goods to determine the selling price, calculated as profit per item divided by cost per item, multiplied by 100.
  4. 10. Expenses that change in direct proportion to the volume of production or sales, like raw materials.
  5. 11. A liquidity measure calculated by dividing current assets by current liabilities, assessing a company's ability to pay short-term obligations.
  6. 12. The financial gain obtained when revenue exceeds the total costs of running a business.
  7. 14. The complete expense of producing goods or services, including both fixed and variable costs.
  8. 15. The movement of money in and out of a business, tracking income and expenses over a specific period.
  9. 16. The monetary resources needed by a business to fund its operations, start-up, expansion, or day-to-day activities.
  10. 17. The level of output where total revenues exactly equal total costs, meaning the business makes neither a profit nor a loss.
  11. 18. Funds raised by a company through selling shares to investors, representing ownership in the business.
  12. 19. Funds obtained from outside the business, including bank loans, overdrafts, venture capital, or share capital.
Down
  1. 1. The portion of net profit kept within the business after dividends are paid, used for reinvestment or future expansion.
  2. 2. A stricter liquidity measure calculated by subtracting inventory from current assets and dividing by current liabilities.
  3. 3. Expenses that remain constant regardless of the level of production or sales, such as rent or salaries.
  4. 4. A profitability ratio calculated by dividing gross profit by revenue and multiplying by 100, showing the percentage of revenue retained after direct costs.
  5. 6. A method of raising external finance where a business seeks small amounts of money from a large number of people, typically via online platforms, to support a project or venture.
  6. 9. Funds generated from within the business, such as personal savings, retained profits, or selling assets.
  7. 10. Investment provided by firms or individuals to startup or emerging businesses with high growth potential.
  8. 13. A short-term borrowing facility where a business can withdraw more money than its account balance, usually with interest.