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3. ____________ is not sold or serviced by the federal government or state governments.
6. The other feature is ______________ provision that requires the policyholder to share expenses beyond the deductible amount.
7. expense insurance, ____________ pays part or the full amount of the surgeons fee for an operation.
9. provider organization, ____________________ a group of doctors and hospitals that agree to provide health care at rates approved by the insurer.
10. term care insurance, ____________________ virtually unknown 50 years ago is growing faster than any other form of insurance in the country.
13. health plan, A __________________ you can choose to buy a health plan through the Health Insurance marketplace.
15. of benefits, Most group policy contracts have a ___________________ provision.
17. of service plan, A ____________________ sometimes called an HMO-PPO hybrid or open ended HMO combines characteristics of both HMOS and PPO.
18. Some major medical policies contain a ________ or out of pocket limit provision.

1. expense insurance, ____________ pays part or the full amount of hospital bills for room board and other charges.
2. ___________ established in 1965 is a federal health insurance program for people 65 or older people of any age with permanent kidney failure and people with certain disabilities.
4. cross, __________ plans provide hospital care benefits on essentially a service type basis.
5. shield, ____________ plans provide benefits for surgical and medical services performed by physicians.
6. major medical insurance, ________________ is a type of major medical insurance that has a very low deductible amount often 400 or 500.
8. One of these features is a _________ provision that requires the policyholder to pay a basic amount before the policy benefits begin.
9. expense insurance, ___________ helps pay for physicians care that does not evolve surgery.
11. provider organization, The _____________________ extreme form of the ppo.
12. medical expense insurance, __________________ protects against the large expenses of a serious injury or a long illness.
14. ___________ is a type of cost sharing.
16. maintenance organization, ____________________ health insurance plan that directly employs or contracts with selected physicians surgeon to provide health care services.