September 2023

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Across
  1. 2. You make a ____ when you take money to the bank
  2. 4. You feel this when you have nothing to do
  3. 5. The state of being depressed.
  4. 7. Many people feel this when they do not have coffee in the morning
  5. 9. A realistic respect for or favorable impression of oneself; self-respect
  6. 10. Before making decisions it is a good idea to be ___
  7. 13. This insurance is for lower income, elderly and people with certain disabilities
Down
  1. 1. criticism or advice that is useful and intended to help or improve something, often with an offer of possible solutions
  2. 3. is a real cheerleader for smooth operations.
  3. 6. You will get one every year.
  4. 8. A real timekeeper
  5. 11. Everybody needs _____.
  6. 12. Don't worry. Be ______.