SPHH Huddle

12345678910111213141516171819202122232425
Across
  1. 2. This account establishes membership with the credit union
  2. 4. DCCU offers unsecured and secured options for this product
  3. 6. Allows a member to purchase a home and pay back the funds borrowed over a specified period of time
  4. 7. Dividend options: interest compounds monthly or can be transferred monthly to select accounts
  5. 11. members can borrow from $5000 to $350,000 based upon the equity in their homes
  6. 12. a custodial account that is created exclusively for the purpose of paying the qualified medical expenses
  7. 14. loans that are approved with collateral based on member’s credit worthiness
  8. 16. A good option to refer a member to a certified financial planner if they recently lost a loved one and inherited a substantial amount of wealth
  9. 18. We offer two types of these insured, dividend-paying accounts: savings-based and CD’S
  10. 19. a loan that is also known as a second mortgage
  11. 20. members have access to this service 15 days after setting up online banking
  12. 21. DCCU offers three options for this product
  13. 22. a good option for a member who keeps a lot of money in savings and still wants full access to all of their funds
  14. 23. We get a lot of traffic from Newnan to print this product
  15. 25. two options: Prudential Life that covers up to 1 million and TruStage Life that covers up to $100,000
Down
  1. 1. Visa Platinum, Visa Signature, Personal Line of Credit
  2. 3. a good option to offer to a younger member who just got their first job
  3. 5. secured installment loan with a fixed rate and terms ranging from 12 months to 84 months
  4. 8. a key metric which measures the depth of the relationship within a household and supports Delta Community's vision and several of our corporate goals
  5. 9. a benefit of this service is it protects against unauthorized transactions or processing delays
  6. 10. Insurance designed to cover losses to a member's property including their home, vehicle, and/or other personal possessions
  7. 13. We partner with TruStage to provide a $2000 protection policy to primary members age 18+ at no extra charge
  8. 15. must maintain a average monthly balance of $1500 to avoid fees
  9. 17. A transactional account with no minimum balance required and no monthly service fee that allows for unlimited withdrawals and deposits
  10. 24. if a member has this product, they have access to Roadside Dispatch for $79.95