SPHH Huddle

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Across
  1. 2. two options: Prudential Life that covers up to 1 million and TruStage Life that covers up to $100,000
  2. 4. must maintain a average monthly balance of $1500 to avoid fees
  3. 5. Allows a member to purchase a home and pay back the funds borrowed over a specified period of time
  4. 9. We get a lot of traffic from Newnan to print this product
  5. 11. Visa Platinum, Visa Signature, Personal Line of Credit
  6. 13. a loan that is also known as a second mortgage
  7. 14. This account establishes membership with the credit union
  8. 17. a custodial account that is created exclusively for the purpose of paying the qualified medical expenses
  9. 18. secured installment loan with a fixed rate and terms ranging from 12 months to 84 months
  10. 19. a good option for a member who keeps a lot of money in savings and still wants full access to all of their funds
  11. 22. a key metric which measures the depth of the relationship within a household and supports Delta Community's vision and several of our corporate goals. DCCU offers 17 of these
  12. 24. if a member has this product, they have access to Roadside Dispatch for $79.95
Down
  1. 1. Insurance designed to cover losses to a member's property including their home, vehicle, and/or other personal possessions
  2. 3. A good option to refer a member to a certified financial planner if they recently lost a loved one and inherited a substantial amount of wealth
  3. 6. loans that are approved with collateral based on member’s credit worthiness
  4. 7. We partner with TruStage to provide a $2000 protection policy to primary members age 18+ at no extra charge
  5. 8. We offer two types of these insured, dividend-paying accounts: savings-based and CD’S
  6. 10. DCCU offers unsecured and secured options for this product
  7. 12. a benefit of this service is it protects against unauthorized transactions or processing delays
  8. 15. a good option to offer to a younger member who just got their first job
  9. 16. DCCU offers three options for this product
  10. 20. members have access to this service 15 days after setting up online banking
  11. 21. A transactional account with no minimum balance required and no monthly service fee that allows for unlimited withdrawals and deposits
  12. 23. members can borrow from $5000 to $350,000 based upon the equity in their homes
  13. 25. Dividend options: interest compounds monthly or can be transferred monthly to select accounts