Stats & business

1. calculated by dividing the profit earned on an investment by the cost of that investment.
4. collection of products, services, and other company divisions.
6. prediction of your credit behavior, such as how likely you are to pay a loan back on time, based on information from your credit reports
8. the practice of increasing total wealth over time by acquiring, maintaining, and trading investments that have the potential to grow in value
11. a spending plan based on income and expenses
12. a way of describing the perceived or true value of an asset
14. type of unearned income that is acquired with minimal labor to earn or maintain.
15. a lower-risk investment strategy that focuses on generating consistent payments from investments such as bonds, money-market funds and certificates of deposit, or CDs.

2. amount of your income that can be taxed.
3. debt security
5. when a market or security experiences periods of unpredictable, and sometimes sharp, price movements
7. let you pool your money with other investors to "mutually" buy stocks, bonds, and other investments.
9. how investors divide their portfolios among different assets that might include equities, fixed-income assets, and cash and its equivalents.
10. amount of capital invested or owned by the owner of a company
13. the value of the assets a person or corporation owns, minus the liabilities they owe.