Studying in another country

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Across
  1. 4. A meeting or interaction with someone or something.
  2. 5. My account just got _________
  3. 7. a word or phrase used to describe a thing or to express a concept
  4. 8. You have a dentist ________ in 2 hours
  5. 9. Taxes but for school
Down
  1. 1. The speed or rate at which something is done.
  2. 2. Great on paper, less so in practice.
  3. 3. When you try to assemble IKEA furniture without instructions.
  4. 6. A synonym for "varied"
  5. 8. To value or recognize the worth of something.