Taylor Hayes

3. a type of intellectual property that gives its owner the legal right to exclude others from making, using, or selling an invention
5. payment from a borrower or deposit-taking financial institution to a lender or depositor
7. a fixed cost that must be incurred by a new entrant
9. the date on which the final payment is due on a loan or other financial instrument
11. a form of corporate equity ownership, a type of security.
12. a type of security under which the issuer owes the holder a debt, and is obliged
13. any income not used for immediate consumption

1. a person who takes part in an organized attempt to influence
2. the interest you earn on interest
4. stock that entitles the holder to a fixed dividend,
5. the action or process of investing money for profit or material result.
6. a time deposit sold by banks, thrift institutions,
8. all the shares by which ownership of a corporation or company is divided
10. a name, term, design, symbol or any other feature that distinguishes one seller's good