Test Your MSB Knowledge!

4. A type of endorsement, the most common type is "For Deposit Only".
5. This is our free checking account which has no monthly service charge and does not require a minimum balance.
9. This type of account requires a combined balance of $10,000 between all accounts in order to waive the monthly service charge.
10. A money order is a type of ___________ instrument and has a fee of $4.00.
13. Where customers can call to speak with a customer service representative.

1. A type of personal account with more than one signer. Each signer has equal rights to the funds in the account.
2. MSB _______ Banking is a 24-hour automated service where customers can process simple transactions such as checking their account balances or making a transfer between accounts.
3. A _____ transfer is a transfer made from an account at MSB to another account outside of the bank. The fee to send this type of transfer is $25.00 (domestic) or $45.00 (foreign).
6. The number of IDs required to cash an on-us (MSB) check for a non-customer.
7. A check with a written date that is more than 6 months old is considered ______-dated.
8. A ______ fund is a type of savings account which offers a tiered interest rate depending on the balance in the account.
11. This is checked for non-customers to ensure they are not on the list of hostile individuals or countries.
12. _____ provides insurance for customer's deposits of up to $250,000 per depositor, per insured bank, for each account ownership category.