The Big Financial Terms Crossword

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Across
  1. 2. Abbreviated letters for the Tax Office.
  2. 4. This would apply to an interest rate which can fluctuate but can't go higher than a pre-set rate.
  3. 8. A savings account that you don't pay UK income tax on (abr.)
  4. 9. Relating to government revenue, especially taxes.
  5. 14. The degree of uncertainty and/or potential financial loss associated with an investment.
  6. 16. Another word for wages or salary.
  7. 17. A person who may have a benefit paid to them, especially a trust, will or life assurance plan.
  8. 21. Buy and sell goods and services.
  9. 22. You may apply for this to borrow money to help pay for university or college tuition fees and to help with living costs while you were there.
  10. 23. A sum of money that is owed or due.
  11. 26. If you were reading a FAQs document, what would the 'a' stand for.
  12. 27. An association formed by people with a common purpose or interest such as at university, or working together, to improve their lives by collective bargaining.
  13. 28. The return on an investment after adjusting for inflation
  14. 29. An abbreviation of an index of companies listed on the London Stock Exchange.
  15. 31. When money is withdrawn from your bank account, and the balance goes below zero, the bank would need to agree this type of draft with you.
  16. 32. A term used to describe your financial situation when the current value of your home is less than the outstanding mortgage.
  17. 34. Savings accounts, ISAs, Bonds and Shares are all types of this.
  18. 35. A unit of ownership in a business that may pay a dividend.
  19. 36. Something you might buy with a Loan, Personal Payment Plan or Hire purchase.
  20. 37. You may have this type of mortgage if you bought a house to rent it out. Buy to ---
  21. 39. A technique to adjust payments in line with a price index to take account of inflation.
Down
  1. 1. A loan that a bank or building society lends to you to help you buy a property.
  2. 3. A borrowed sum of money that is usually expected to be paid back with interest.
  3. 5. A long term savings plan for retirement. An employer may enroll you into such a scheme.
  4. 6. You can create this document to record what you want to happen to your money, property and possessions after your death.
  5. 7. An additional tax paid for goods and services (abr.)
  6. 10. When you have to pay interest on the interest you are already paying it is known as this.
  7. 11. For each period
  8. 12. A regular amount paid back on a mortgage or loan.
  9. 13. Abbreviation of payments made by employers and employees into the Government funded program for the ill and unemployed and to provide pensions.
  10. 15. A policy to protect yourself against risks like a house fire
  11. 18. The annual rate of interest charged to borrowers (abr.)
  12. 19. A financial institution who would provide services such as loans, accounts, mortgages and investments.
  13. 20. To mark statistics on a graph.
  14. 24. A government collects this from its citizens to pay for public services
  15. 25. An average interest rate calculated from estimates submitted by the leading banks in London.
  16. 28. A tenant's regular payment to a landlord
  17. 30. A way to pay for things where you borrow money from a bank. If you do not pay the full amount off each month you will have to pay interest at high rates.
  18. 33. Where buying and selling of shares of publicly held companies takes place.
  19. 34. What would you be confirming if you were asked to provide a passport, driving licence and utility bill for Anti-Money Laundering processes.
  20. 38. The prefix of a company that does all of its business on the internet.
  21. 40. You might describe your pay as this, after all deductions for tax and National Insurance etc.