The FACT Act and FACTA

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Across
  1. 3. The customers do ___have to sign the disclosure
  2. 5. As a creditor we are required to provide the borrowers with their ______ ______
  3. 7. The notices may be ______ but must be received by the customers prior to booking the loan
  4. 8. Medical information is not relevant to credit worthiness
  5. 9. The risk based pricing notice is ___________ generated when a credit report is pulled
  6. 10. Asking for medical information is __________ unless the loan is for paying medical expenses
Down
  1. 1. The ____ _______ is responsible for giving customers the notice after the credit score has been obtained
  2. 2. The fact Act ________ creditors from obtaining or using medical information in credit decisions except for certain allowed exemptions
  3. 4. In a transaction with more than one person, each needs to be notified with separate notices
  4. 6. "Your credit report and the price you pay" notice ____ be provided as soon as practical
  5. 7. You ___ use medical debt to calculate debt to income ratio