Toastmasters Crossword

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Across
  1. 2. NCHIP, for example
  2. 6. diabetes management software, for example
  3. 7. smokers may get one of these
  4. 9. 65+ qualify
Down
  1. 1. they take us out to lunch
  2. 3. only needed in a self funded plan
  3. 4. younger men may go for this option
  4. 5. we're more than just a ________
  5. 8. the reason our claimants don't have names
  6. 9. Gallagher's chief marketing officer