Unit #4 Review Replay, Part #1

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Across
  1. 2. Assets that __________________ over time are considered wealth-creating assets, since they increase in value over time.
  2. 4. This is income that is earned by a mutual fund during the year from selling securities for a profit.
  3. 10. This is the date at which the loan made when a bond was issued it due.
  4. 13. When you "go public" with a stock by allowing investors to purchase it for the first time.
  5. 14. This type of mutual fund is made up of a collection of stocks only.
  6. 17. When saving and investing, your expected amount of return (reward) is based on the risk you take. If you have a _________ risk, then you will have a low potential reward.
  7. 20. This is a payment that you earn from your purchase of shares of bonds.
  8. 23. This type of retirement plan is employee-sponsored, and you will pay taxes on it immediately.
  9. 24. This type of retirement plan is individually-sponsored, and tax-deferred.
  10. 26. Assets that __________________ over time are considered non-wealth-creating assets, since they lose their value once they are purchased.
  11. 27. The formula for calculating someone's net worth is their ______________ (-) their Liabilities.
  12. 29. A stock market ____________________ is when the stock market drops less than 20% of its overall value.
Down
  1. 1. This type of mutual fund is made up of bonds only.
  2. 3. A _________________ market is what we refer to the stock market as when stock prices are rising.
  3. 5. This type of investment is the purchase of a digital asset that is a link to the type of media it represents.
  4. 6. Savings accounts like traditional savings accounts, CDs, and money market accounts are insured by the ______________, meaning you are guaranteed to get your money back.
  5. 7. This type of mutual fund can be bought and sold like shares in the stock market at any time of the day.
  6. 8. This is a payment that you earn from your purchase of shares of stocks.
  7. 9. This is the fixed or variable interest rate earned on a bond.
  8. 11. This is the dollar amount of the return on your investment. For example, if you invest $1,000 at 5% interest (only 2.5% if adjusted for inflation), at the end of the year your total investment would be $1,025 if it's adjusted for inflation.
  9. 12. This type of investment is a virtual currency that is secured by cryptography. It can be bought and sold like stocks, and is taxed like an investment in the United States.
  10. 15. A stock market ___________________ is when the stock market has a sharp, sudden drop in its value (more than 20%). This is usually the result of a major catastrophic event or economic crisis.
  11. 16. A _________________ market is what we refer to the stock market as when stock prices are falling.
  12. 18. When saving and investing, your expected amount of return (reward) is based on the risk you take. If you have a _________ risk, then you will have a high potential reward.
  13. 19. This type of mutual fund is a collection of different securities like stocks, bonds, etc.
  14. 21. This type of investment is a loan made by an investor (you) to an issuer or borrower (governments or corporations).
  15. 22. This is a social insurance program that is used to provide income for retirees.
  16. 25. This type of mutual fund is a collection of securities that correspond to one of the major market indexes such as the S&P 500, the Dow, and the Nasdaq Composite.
  17. 28. This is the dollar amount of the return on your investment. For example, if you invest $1,000 at 5% interest, at the end of the year your total investment would be $1,050.