Unit 4 Vocabulary Review

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Across
  1. 4. a widespread panic in which many people try to redeem their paper money at the same time
  2. 5. a bond with high risk and potentially high yield
  3. 7. a portion of stock
  4. 8. a person or institution to whom money is owed
  5. 10. a card entitling its owner to buy goods and services based on the owner’s promise to pay for those goods and services
  6. 13. a person who links buyers and sellers of stock
  7. 15. an investment that pays an investor a set interest rate, but the money cannot be withdrawn until maturity without penalty
  8. 17. the division of each single share of a company’s stock into more than 1 share
  9. 18. a low-denomination bond issued by the U.S. government
  10. 19. the act of redirecting resources from being consumed today so that they may create benefits in the future; the use of assets to earn income or profit
  11. 20. all the money available in the United States economy
  12. 22. the direct exchange of one set of goods or services for another
  13. 23. a market for buying and selling stock
  14. 27. a business that specializes in trading stocks
  15. 28. a fund that pools money from small savers to purchase short-term government and corporate securities
  16. 30. a bond issued by a corporation to help raise money for expansion
  17. 31. the money an investor receives above and beyond the sum of money initially invested
  18. 32. a means for comparing the values of goods and services
  19. 33. MONEY objects that have value in and of themselves and that are also used as money
  20. 34. something that keeps its value if it is stored rather than spent
  21. 36. the difference between the selling price and purchase price that results in a financial loss for the seller
  22. 37. a bond issued by a state or local government or a municipality to finance a public project
  23. 38. a steady drop or stagnation in the stock market over a period of time
Down
  1. 1. the amount of money borrowed
  2. 2. the strategy of spread out investments to reduce risk
  3. 3. a steady rise in the stock market over a period of time
  4. 6. the difference between the selling price and purchase price that results in a financial gain for the seller
  5. 7. the practice of making high-risk investments with borrowed money in hopes of getting a big return
  6. 9. the ability to be used as, or directly converted into cash
  7. 11. a banking system that keeps only a fraction of funds on hand and lends out the remainder
  8. 12. objects that have value because the government has decreed that they are an acceptable means to pay debts
  9. 14. the interest rate that a bond issuer will pay to the bondholder
  10. 16. the price paid for the use of borrowed money
  11. 20. a specific type of loan that is used to buy real estate
  12. 21. a bond’s stated value, to be paid to the bondholder at maturity
  13. 24. the seizure of property from borrowers who are unable to pay their loans
  14. 25. to fail to pay back a loan
  15. 26. an organization that pools the savings of many individuals and invests this money in a variety of stocks, bonds, and other financial assets
  16. 28. anything that is used to determine value during the exchange of goods and services
  17. 29. the time at which payment to a bondholder is due
  18. 35. the annual rate of return on a bond if the bond is held to maturity