Unit 7 crossword (Stephens)

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Across
  1. 3. financial strategies of saving, investments, and ultimately distributing money meant to sustain oneself during retirement
  2. 4. tax levied by a government directly on income, especially an annual tax on personal income
  3. 6. a formal business letter which is often the first contact with a prospective employer
  4. 9. the lowest wage permitted by law or by a special agreement (such as one with a labor union)
  5. 12. Health insurance or medical insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses. As with other types of insurance, risk is shared among many individuals
  6. 13. a fixed regular payment, typically paid on a daily or weekly basis, made by an employer to an employee, especially to a manual or unskilled worker.
  7. 15. a meeting of people face to face, especially for consultation
  8. 16. a formal document that a job applicant creates to itemize their qualifications for a position
  9. 18. any government system that provides monetary assistance to people with an inadequate or no income
  10. 19. the action or process of interacting with others to exchange information and develop professional or social contacts
  11. 21. the action of giving work to someone
  12. 22. the competence or skill expected of a professional
  13. 23. a fixed regular payment, typically paid on a monthly or biweekly basis but often expressed as an annual sum, made by an employer to an employee, especially a professional or white-collar worker
  14. 24. money received, especially on a regular basis, for work or through investments
Down
  1. 1. Federal Insurance Contributions Act
  2. 2. sales minus cost of goods sold, general expenses, taxes, and interest
  3. 5. federal health insurance for people 65 or older
  4. 7. the action of mentioning or alluding to something
  5. 8. the availability of employment and labor, in terms of supply and demand
  6. 10. total income before taxes
  7. 11. a letter written on behalf of an applicant by someone who can vouch for that person's educational or professional performance
  8. 14. the position of a student or trainee who works in an organization, sometimes without pay, in order to gain work experience or satisfy requirements for a qualification
  9. 17. personal attributes that enable someone to interact effectively and harmoniously with other people
  10. 20. a fee paid to an agent or employee for transacting a piece of business or performing a service