Unit 7: Insurance

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Across
  1. 2. A federal and state assistance program that pays for health care services for people who cannot afford them
  2. 5. A person who compiles and analyzes statistics to calculate risk and determine insurance rates and premiums
  3. 7. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
  4. 9. An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
  5. 12. An employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts
  6. 14. A situation involving exposure to danger, harm, or loss
  7. 15. An estimate of what premium you would pay for a certain insurance coverage plan
Down
  1. 1. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
  2. 3. A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
  3. 4. A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
  4. 6. The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
  5. 8. Insurance paid to named beneficiaries when the insured person dies
  6. 10. Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
  7. 11. The chance of something happening or not happening within a certain number of occurrences
  8. 13. When someone with insurance endures a negative outcome, such as injury or theft, and expects payment from the insurance company to compensate them