SMART MINDS - CROSS WORD

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Across
  1. 2. The failure to accomplish what is required by law or duty(10)
  2. 4. An unconditional order from the drawer that directs a bank to pay a definite sum of money to a payee (6)
  3. 5. Borrower's pledge of specific property to a lender, to secure repayment of a loan (10)
  4. 8. Financial institution that connects surplus and deficit agents(12)
  5. 9. Financial contract obligating the buyer to purchase an asset at a predetermined future date and price(7)
  6. 10. Short-term government security(8,4)
  7. 13. Represents assets in the form of publicly collected funds that are invested in various ways(10)
  8. 14. A real-time gross settlement system in US(7)
  9. 15. Typical mass-market banking for individual customers (6)
Down
  1. 1. A non-cash expense associated with reducing a fixed asset’s book value due to general wear and tear over time(12)
  2. 3. Intended to protect investors who do not have the necessary knowledge and information to judge whom they can entrust with their savings(7,9)
  3. 6. Document which can be used to carry out a financial transaction(10)
  4. 7. To reduce the amount in an account(6)
  5. 11. Items owed by an organization or claims against its assets(9)
  6. 12. Person who undertakes to repay a debt, if the person who raised a loan defaults.(9)