use - for spaces

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Across
  1. 1. the applicant has this window of time that they can either accept or deny the policy they were delivered
  2. 3. specified dollar amount to pay before insurance starts to pay benefits
  3. 4. in the event of permanent and total disability, premiums will be waived
  4. 5. insured duty to give reasonable notice (20 days)in the event of loss(- for spaces)
  5. 7. insured must wait 60 days no later than 3 years after proof of loss where claimant may seek recovery from insurer
  6. 8. a period of time that the insured has to pay premium before policy laspes
  7. 12. sharing of expenses between the insureds and the insurance company
  8. 14. set dollar amount insured will pay each time for certain services
  9. 15. something that the insured will pay between basic expense insurance and major medical expense insurance
Down
  1. 2. Copy of a signed application, attached rider and amendments, constitutes what? - for spaces
  2. 6. a provision that allows policy to be cancelled at any time or at the end of the policy period
  3. 9. insurer discovers a misstatement of age on application, how would benefits be paid under the policy
  4. 10. a policy that insurance company can not cancel nor increase premium beyon
  5. 11. specified things the insurer will not cover
  6. 13. must be submitted within 90 after a loss