VA DAY 2021

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Across
  1. 3. Particular courses of action (10)
  2. 7. Value of a property minus the mortgage balance (6)
  3. 9. Buy now pay later, e.g. (6)
  4. 12. Binding document (8)
  5. 15. Set of moral principles (6)
  6. 16. Electronic device (8)
  7. 17. The set of special words used in a particular subject (11)
  8. 18. Piece of writing, official perhaps (8)
  9. 19. Organize in advance (4)
  10. 20. Re-establishment of good relations (14)
Down
  1. 1. Bill, invoice (7)
  2. 2. Group or system of interconnected people or things (7)
  3. 4. Look into a topic (8)
  4. 5. Important occasion (5)
  5. 6. Business of money (7)
  6. 8. Specialized target market (5)
  7. 10. An organized collection of files of information held on a computer (8)
  8. 11. Skilled career person (12)
  9. 13. Document with a "Skills" section (6)
  10. 14. Tim Berners-Lee is credited with having invented what, in 1991 (8)