Vault: Understanding Money

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Across
  1. 3. Things you must have in order to survive like food, shelter, and safety
  2. 4. A record of how you pay back the money you borrow
  3. 5. The amount you take home after paying taxes and anything else that gets taken out of your pay
  4. 7. Payment for the work you do. It can be an amount for each hour you work or based on completing a task.
  5. 8. Money that goes to the government to pay for things like schools, road repairs, and police and fire services
  6. 13. What you give up in order to get something else
  7. 20. When you borrow money and promise to pay it back later
  8. 21. Work you do for money
  9. 23. Money that is available and ready to use like bills and coins
  10. 27. Money that a financial institution pays you to borrow your money. It is calculated by multiplying the percentage rate times your balance (or total amount in your account) plus any interest you have already earned.
  11. 29. Helps pay for emergencies. You pay a little money at set times. Then, if you have an emergency, insurance will help pay for it! You can get insurance for your home, your health, your car, and more!
  12. 30. Things that you are able to do like for a job or a hobby
  13. 31. Savings options, like stocks or bonds, that can make your money grow faster than a savings account. But you might not be able to take out your money anytime you want. And with some investments, you could also lose money.
  14. 33. Money that a financial institution pays you to borrow your money. It is calculated by multiplying the percentage rate times your balance (or total amount in your account).
  15. 35. Things you’d like to have, but they aren’t needed to survive
  16. 37. A quality that means that something or someone can be trusted to do what has been agreed upon
Down
  1. 1. A savings certificate that gains interest and has a set time before you can withdraw your money (if you take your money out early, you will likely be charged a fee.)
  2. 2. A plan for using your money over a set period of time. It helps you keep track of what you earn, spend, and save
  3. 6. Money that you have to pay back
  4. 9. Using money to buy stuff
  5. 10. A share in the ownership of a company. A company sells stock to raise money. If the company does well, the value of the stock may increase.
  6. 11. An activity or action that might be dangerous
  7. 12. To use something from someone else with the promise of returning it
  8. 14. To look at what you’ve done with your money over a period of time
  9. 15. Finding out whether or not what you are about to buy can be found for a better price or in better shape at a different store
  10. 16. An account at a financial institution that gains interest and allows withdrawals
  11. 17. Money that a financial institution pays you to borrow your money. It is calculated as a percentage of the amount of money you have in your account.
  12. 18. The full amount you earned
  13. 19. When You Put Things In Order Of How Much They Matter
  14. 22. Not having enough money to buy everything that you want
  15. 24. Bonds are agreements to lend money to companies or the government. They agree to pay you back by a certain date, with higher interest than a savings account
  16. 25. Working Extra Hours To Make Extra Money
  17. 26. The topics or types of things that you enjoy learning about or spending your time doing
  18. 27. Giving resources or volunteering time to help those in need
  19. 28. It Is Payday And Cece Just Received Her Paycheck. What Should She Do With The Money?
  20. 32. Payment for a year’s worth of work that is divided into equal portions that are paid to you with each paycheck
  21. 34. A type of job you do for a long time and may require some education, training, or experience related to it
  22. 36. Something you want to achieve. When you have a goal, then you can plan steps to achieve it. There are short-term, medium-term, and long-term goals that all take different amounts of time to achieve.