Vicky's Crossword Puzzle

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Across
  1. 2. out-of-pocket fee paid by someone
  2. 4. being responsible for something (debt or financial obligation)
  3. 6. time worked beyond regular hours
  4. 7. things required in order to live
  5. 8. having a job or career with responsibilities to go with it
  6. 9. amount you must pay before
  7. 11. life kept in force for an entire lifetime
  8. 13. injury pays for the medical cost of people who are injured
  9. 14. preferred provider organization. prepaid health insurance plan in which providers agree to deliver services for discount fees
  10. 17. unexpected financial gain
  11. 19. formal request by a policyholder
  12. 23. applies to the amount of protection
  13. 24. individual works for himself instead of working for an employer
Down
  1. 1. income received by property owners in the form of rent
  2. 2. protection against damages to your own car
  3. 3. specific sum of money paid by the insured
  4. 5. practice or arrangement by which a company or government provides guaranteed compensation return
  5. 10. covers the vehicle for damage cause by impact
  6. 12. health maintenance organization.
  7. 13. chapter 7, chapter 11, chapter 13
  8. 15. describes the type of coverage in an agreement
  9. 16. affordable health care act
  10. 18. useful or valuable thing, person, or quality.
  11. 20. life financial protection from losses during a definite period or term
  12. 21. exchange of goods without involving money
  13. 22. protects if youre legally responsible for damage