Words are fun!

4. fully and unconditionally guaranteed as a legal right, benefit, or privilege
7. a person who derives advantage from something, especially a trust, will, or life insurance policy
11. guidance or recommendations offered
13. a gift or payment to a common fund or collection
14. the action of bringing something or coming to an end
16. to enroll formally especially as a voter, student or active member
18. an instance of buying or selling something; a business deal
19. the action or process of investing money for profit or material result

1. a preset format for a document or file, used so that the format does not have to be recreated each time it is used
2. sign up process
3. a website or software application that combines information (such as news stories or website updates) from various Internet sources
4. the process of establishing the truth, accuracy, or validity of something
5. an amount or portion of a resource assigned to a particular fund
6. a large payment of money, especially as compensation or a dividend
8. something pledged as security for repayment of a loan, to be forfeited in the event of a default
9. to give usually supplementary support or aid
10. a fixed sum of money paid to someone each year
12. the theory and practice of teaching
15. something that causes or entails suffering or duress
17. a savings account used in conjunction with a high-deductible health insurance policy that allows users to save money tax-free against medical expenses