W!SE CREDIT AND HALLOWEEN

123456789101112131415161718192021222324
Across
  1. 5. The original amount of money borrowed.
  2. 7. Orange fruit carved into a jack-o'-lantern.
  3. 9. Plastic card used to buy goods on credit.
  4. 10. A magical woman often riding a broomstick.
  5. 11. A financial institution that lends and borrows money.
  6. 13. An extra charge for missing a payment deadline.
  7. 15. Flying mammals often seen around haunted houses.
  8. 16. A record of your credit history.
  9. 20. Something pledged as security for a loan.
  10. 22. A way to borrow money with the promise to pay it back later.
  11. 23. The cost of borrowing money.
  12. 24. A loan not backed by collateral.
Down
  1. 1. A type of loan backed by collateral.
  2. 2. Annual Percentage Rate; the yearly cost of credit.
  3. 3. Total cost of credit including interest and fees.
  4. 4. Describes a house full of ghosts.
  5. 6. Money borrowed that must be paid back with interest.
  6. 8. The act of paying back money owed.
  7. 12. Money owed to others.
  8. 14. A number that represents your creditworthiness.
  9. 15. A person who takes out a loan.
  10. 17. A spooky spirit seen on Halloween.
  11. 18. Sweet treats collected on Halloween night.
  12. 19. A person or company that lends money.
  13. 21. The maximum amount you can borrow on a credit card.