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Across
  1. 4. currency backed by government bonds and issued by commercial banks in the National Banking System
  2. 6. paper currency backed by gold; issued in 1863 and popular until recalled in 1934
  3. 8. a bank that receives its charter from the state in which it operates
  4. 10. currency that must be accepted for payment by decree of government
  5. 11. a commercial bank chartered by the National Banking System
  6. 13. paper currency backed by, and redeemable for, silver from 1878 to 1968
Down
  1. 1. a commercial bank chartered by the National Banking System
  2. 2. originally; at the beginning
  3. 3. the United States government institution that provides deposit insurance on the depositor’s account
  4. 5. a bank that can lend to other banks in times of need, or a “bankers’ bank”
  5. 7. a system in which the basic unit of currency is equivalent to, and can be exchanged for, a specific amount of gold
  6. 9. sudden rush by depositors to withdraw all deposited funds, generally in anticipation of bank failure or closure
  7. 12. a stipulation, usually in a legal document