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2. A Managed Care Organization that oversees health services to ensure quality and cost control MCO
4. This type of hospital insurance pays a fixed amount per day during a hospital stay Indemnity
8. Insurance designed specifically to cover costs associated with surgeries and anesthesia Surgical
9. Insurance that covers doctor visits diagnostic services and minor procedures without hospital admission Outpatient
10. This is a type of managed care organization known as a Health Maintenance Organization HMO
12. A type of insurance like Medigap that helps cover out-of-pocket expenses not included in primary health plans Supplemental
14. A major medical plan that offers extensive coverage including surgeries hospital stays and prescription drugs Comprehensive
17. This type of insurance is provided by employers and offers coverage for employees and dependents Group
19. Another term for a Fee-for-Service plan that provides freedom to choose any healthcare provider Indemnity
20. A program that allows employees to keep their group health coverage after leaving a job but at a higher cost COBRA

1. This type of risk insurance is for those in high-risk situations like athletes travelers or individuals with certain occupational hazards Special
3. A budget-friendly insurance plan for healthy individuals that covers worst-case scenarios but has high deductibles Catastrophic
5. The amount that must be paid by the insured before their insurance kicks in Deductible
6. The Point of Service plan is a mix of HMO and PPO features POS
7. A plan that covers doctor visits hospital care and some surgical services but is more limited than comprehensive plans Basic
11. Insurance tailored for a single person usually with higher premiums and more flexible coverage Individual
13. Temporary insurance policies that provide coverage for limited periods often used between jobs or for specific needs Short
15. This type of plan allows you to visit any health care provider and is called a Preferred Provider Organization PPO
16. Insurance that covers medical and custodial care including in-home care and nursing homes for extended periods LongTerm
18. In an indemnity plan reimbursements are based on this "usual and customary" fee for the area Usual