张钰林

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Across
  1. 3. n. a legal arrangement by which you borrow money from a bank in order to buy a house, and pay back the money over a period of years
  2. 5. adv. expecting that bad things will happen in the future. opposite of optimistic
  3. 9. n. hard-working
  4. 10. adj. done or said without any preparation or planing
  5. 13. n. the written form of speech, play, film, etc
  6. 15. the wide part of a river where it goes into the sea
  7. 17. a refusal to accept new ideas or changes. disagree
  8. 19. adj. arranged for the present time only and likely to be changed in the future
  9. 20. n. a patten, situation, or scene that is always changing and has many details or bright colours.
Down
  1. 1. adj. based on a situation that is not real, but that might happen
  2. 2. n. the time when day is just starting to become dark
  3. 4. n. kept in prison or in a place that you are not allowed to leave.
  4. 6. adv. happen at exactly the same time.
  5. 7. n. the technical words or expressions that are used in a particular subject
  6. 8. adj. continuing all the time without changing or stopping. continuous
  7. 11. v. to feel great surprise or admiration at something ~at/over sth.
  8. 12. n. an act of deliberately hurting someone in order to force them to tell you something, to punish them, or to be cruel
  9. 14. v. to make someone decide to do
  10. 16. adj. pleasing you your senses
  11. 18. v. to say publicly or officially that sth important is true or exist.