2nd Quarter Security Training

Edit Answers
12345678910111213141516171819
Across
  1. 2. Any check placed on a hold longer than 7 business days must be deposited into a __________ account.
  2. 4. Per ______________ a check that is placed on a seven business day hold and deposited into a checking account must release $225 the next business day after it was deposited, $5300 the second business day, and the remaining check amount on the seventh business day.
  3. 6. All checks will be placed on a 7 business day hold during the first 30 days for a ________________.
  4. 8. How many numbers are in a Canadian routing number?
  5. 12. These checks will never require a hold.
  6. 13. An account that has been negative for more than 6 business days during the past six months will have a warning that says "___________ Check Hold Warning".
  7. 16. An account with this warning will be subject to seven business day check holds on all checks.
  8. 17. Checks deposited into the ATM will automatically have a ______ day hold.
  9. 19. Checks placed on a hold longer than 2 business days require a __________________.
Down
  1. 1. Ask ________ to understand where the member obtained the check from and for what purpose.
  2. 3. A type of endorsement that involves signing the back of the check the exact way it is written on the front.
  3. 5. When the numerical amount and the written amount on a check do not match, the check can only be negotiated for what is on the _________.
  4. 7. To prevent check fraud, always verify the member’s _______ on the front of the check before negotiating an OnUs check.
  5. 9. If the endorsement states __________ to any financial institution other than MSGCU, do NOT accept the check. If the endorsement lists MSGCU _________, the check should not be accepted until a supervisor can review with Accounting. (Hint: same answer for both blanks)
  6. 10. A check made out to a _______ can only be deposited into that ________ account. (hint: same word)
  7. 11. A type of endorsement that involves signing the back of the check under the words “For Deposit Only”
  8. 14. These checks cannot be deposited at MSGCU because we do not offer the type of account it needs to be deposited into.
  9. 15. These checks must be deposited into an account where the payee(s) has access to the funds.
  10. 18. A type of endorsement that is used when the receiver of the check wants someone to get the money. Includes the words “Pay to the Order of”. We call this a 3rd Party check.