Insurance Terms & Models

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Across
  1. 1. a specific amount of money a patient must pay out of pocket before the insurance carrier begins paying
  2. 5. covers surviving spouses and dependent children of veterans who died as a result of service-related disabilities
  3. 9. provides health insurance to the medically indigent population through a cost-sharing program between federal and state government for those who meet specific eligibility
  4. 11. a form provided to the patient when the provider believes Medicare will probably not pay for the services receives
  5. 12. protects wage earners against the loss of wages and the cost of medical care resulting from occupational accident or disease as long as the employee is not proven negligent
  6. 13. the maximum amount a third-party payer will pay for a particular procedure or service
Down
  1. 2. a statement from the insurance carrier detailing what was paid, denied, or reduced in payment; also contains info about amounts applied to the deductible, coinsurance, and allowed amounts
  2. 3. is an umbrella term for plans that provide health care in return for preset scheduled payments and coordinated care through a defined network of providers and hospitals
  3. 4. providers who agree to write off the difference between the amount charged by the provider and the approved fee established by the insurer
  4. 6. an amount of money that is paid at the time of medical service
  5. 7. generally covers patients age 65 and older by Part A (hospitalization) or Part B (routine medical office visits) benefits
  6. 8. authorizes dependents of military personnel to receive treatment from civilian providers at the expense of the federal government
  7. 10. a policy provision frequently found in medical insurance whereby the policyholder and the insurance company share the cost of covered losses in a specified ratio, such as 80:20