Crossword

7. an object from the past, esp. one that has no modern use but is often valued for its meaning or importance in history
8. a widely held but irrational belief in supernatural influences, especially as leading to good or bad luck, or a practice based on such a belief
9. untidy, not organized, and covered with a lot of things
10. a symbol of Ireland, a type of clover
11. a structure for climbing up or down that consists essentially of two long sidepieces joined at intervals by crosspieces on which one may step

1. it lets you borrow money through your current account by taking out more money than you have in the account
2. slow or complicated and therefore inefficient;large or heavy and therefore difficult to carry or use
3. someone who adheres to the teachings of another, a follower or a learner
4. the negative aspect of something otherwise regarded as good or desirable
5. things worn by horses to protect their hooves (feet) when they walk
6. to remove (money) from a place of deposit