Personal Finance Crossword 1

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Across
  1. 1. The amount you pay to a healthcare provider before your insurance takes the claim, usually paid before you receive a service.
  2. 6. Money earned through work.
  3. 8. The amount you owe to someone else.
  4. 10. A request to your insurance company to pay for something.
  5. 12. An amount charged for borrowing money or paid to you for lending it.
  6. 17. The time it takes for money to move from one account to another (e.g. from checking to cash, or from one checking account to another).
  7. 21. A budgeting method where you record your earnings twice: once in your account and once in your budget.
  8. 23. A document that comes with your paycheck, showing how much you were paid and how much was withheld for taxes.
  9. 24. An amount removed from your bank or credit union account to pay for something.
  10. 25. The amount of money you need to pay toward expenses before your insurance will cover the rest.
Down
  1. 2. A fee from your bank or credit union when you try to spend more than what is in your account.
  2. 3. Borrowing money to pay for something with the understanding you'll pay it back, plus more, later.
  3. 4. The smallest amount you are required to pay on money you borrowed in order to avoid fees or fines.
  4. 5. Necessities like electricity, gas, and water, which are paid monthly as part of your household expenses.
  5. 7. A bank account that allows quick access to money for everyday expenses.
  6. 9. The amount of money left on your paycheck after taxes have been withheld.
  7. 10. The physical form of money, such as coins or paper money.
  8. 11. Moving money from one account to another.
  9. 13. The money you borrow when using a loan or credit card.
  10. 14. A contract that allows you to borrow someone's property for a specified amount of time and money.
  11. 15. When you turn your money over to a financial institution for safekeeping.
  12. 16. A plan for what you're going to spend your money on.
  13. 18. Money paid to the federal or state government for services and programs. Everyone has to pay them.
  14. 19. A record or statement of financial expenditures or receipts, often related to a bank or credit union.
  15. 20. An amount available in or owed on an account.
  16. 22. Anything that you spend money on.