Personal Finance

3. Making unplanned purchases without considering the long term impact on your budget
4. A credit card that you make an agreement to pay off every month, sometimes has an annual fee
5. Money you owe to someone, like credit card debt or student loans
7. The additional money you earn from a bank or credit union when saving money
9. The money you set aside for future needs or goals
11. Money set aside for unexpected expenses or emergencies
12. The money you spend on things like food, transportation and entertainment
13. A plan for managing your money by allocating it to different categories
14. Regular expenses that stay the same each month like rent or phone bill

1. They additional money you have to pay when borrowing money
2. Credit cards that can be used for everyday purchases such as clothes, food, and airplane flights
6. Expenses that change from month to month, like groceries or entertainment
8. A credit card that can only be used for a limited purpose at a specific store
10. The money you earn or receive on a regular basis