Health Insurance

3. A fixed amount ($20, for example) you pay for a covered health care service after you've paid your deductible.
5. The percentage of costs of a covered health care service you pay (20%, for example) after you've paid your deductible.
6. The amount you pay for covered health care services before your insurance plan starts to pay.
8. A contract that requires your health insurer to pay some or all of your health care costs in exchange for a premium.
9. The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits. Does not include premiums
10. The yearly period (November 1 – January 15) when people can enroll in a Marketplace health insurance plan.

1. A change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.
2. The amount you pay for your health insurance every month.
4. A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.
7. A list of prescription drugs covered by a prescription drug plan or another insurance plan offering prescription drug benefits