Across
- 1. an initial payment made when something is bought on credit
- 3. the spreading of your investments both among and within different asset classes.
- 4. the state of being completely lacking in a particular quality or value.
- 10. salaries paid to an employee that by law, must have taxes withheld
- 13. You pay a set fee, regardless of your average balance and how many checks you write
- 16. the action or process of investing money for profit or material result.
- 18. An arrangement to receive cash, goods, or services now and pay for them in the future.
- 19. a place where many transactions take place; many buyers and sellers
- 21. extra fee paid for not paying on time
- 24. a numerical rating representing the perceived ability of a person or organization to fulfill their financial commitments
- 25. A general and progressive increase in prices
- 26. The portion of current income not spent on consumption
- 28. the amount of money you are borrowing from the lender, minus most of the upfront fees the lender is charging you
- 30. shares of ownership in a company
- 32. purchasing an item without really thinking
Down
- 2. computed on a 360-day year, using 12 months of 30 days, instead of a 365-day year.
- 5. the actual date on which the ownership of the house, the “title,” transfers from the seller to the buyer.
- 6. Occurs when money is withdrawn from a bank account and the available balance goes below zero
- 7. money received, especially on a regular basis, for work or through investments.
- 8. Interest paid based on the basis of a 365-day/year schedule by a bank or other financial-institution as opposed to a 360-day basis
- 9. expenses that change from month to month
- 11. a tax on the market value of privately owned property,
- 12. extra fee added when you borrow money
- 14. Amount of income left after taxes and deductions have been taken out.
- 15. A bank card that automatically deducts the amount of a purchase from the checking account of the cardholder
- 17. a bill that is paid regularly; amount remains the same each time
- 20. the amount of money that is due to be received by the holder of the instrument at the end of the instrument's term
- 22. Gross Income - Payroll Deductions
- 23. Interest paid on interest previously earned; credited daily, monthly, quarterly or semiannually
- 27. the total amount of income from wages before any payroll deductions
- 29. a person or thing intended to deceive others, typically by unjustifiably claiming or being credited with accomplishments or qualities.
- 31. maximum amount you can charge on a credit card