Vocab-u-lary Coverage: Unpacking Insurance Terms

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Across
  1. 2. A formal request to your insurer to reconsider a previous decision or grievance
  2. 7. A licensed healthcare professional or facility delivering medical services
  3. 8. The process of signing up for a health insurance plan or program
  4. 10. A significant change that allows you to enroll in or modify your health insurance plan
  5. 12. The regular payment made for health insurance coverage, often monthly
  6. 15. Approval from your insurer that a service is medically necessary before it’s provided
Down
  1. 1. The percentage of costs you share for services from contracted providers, typically lower than out-of-network
  2. 3. A health coverage option provided by an employer or group to assist with medical expenses
  3. 4. A complaint that you communicate to your health insurer or plan.
  4. 5. A fixed fee paid at the time of service, often varying by type of care
  5. 6. A healthcare provider with advanced training in a specific area of medicine
  6. 9. The group of facilities and providers contracted by your insurer to deliver healthcare services
  7. 11. The amount you must pay out-of-pocket for services before your insurance starts covering costs
  8. 13. Immediate treatment for non-emergency illnesses or injuries requiring prompt attention
  9. 14. Your share of health care costs expressed as a percentage of the allowed amount