Financial Literacy

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Across
  1. 1. An account at a bank that allows you to make deposits, pay bills, and make withdrawals.
  2. 5. Posters, signs, television commercials, radio spots, and other media that businesses use to promote products or services
  3. 8. A person who buys or receives goods or services for personal needs or use and not for resale.
  4. 11. A plan that outlines what money you expect to earn or receive and how you will save it or spend it for a given period of time
  5. 12. A person or organization that borrows something, especially money from a bank or other financial institution.
  6. 13. Using your personal information — such as your name, Social Security number, or credit card number — without your permission.
  7. 15. A card on which you load money in advance to spend
  8. 16. An overdraft occurs when you don’t have enough money in your account to cover a transaction, but the bank pays the transaction anyway.
  9. 20. A number created from a scoring model that uses information from your credit history.
Down
  1. 2. An open-ended loan that allows you to borrow money up to a certain limit and carry over an unpaid balance from month to month.
  2. 3. A fee charged every time you use the card for a certain type of transaction.
  3. 4. Total pay before taxes and other deductions are taken out
  4. 6. Money earned or received such as wages or salaries, tips, commissions, contracted pay, government transfer payments, dividends on investments, tax refunds, gifts, and inheritances.
  5. 7. The practice of comparing prices, features, benefits, risks, and other characteristics of two or more similar products or services.
  6. 9. A cash reserve that’s specifically set aside for unplanned expenses or financial emergencies.
  7. 10. A card used to make purchases at businesses with money in your checking account.
  8. 14. Amount of money you receive in your paycheck after taxes and other deductions are taken out;
  9. 17. Money given in the form of grants, work-study, loans, and scholarships to help pay for post-secondary tuition and fees
  10. 18. An item with economic value, such as stock or real estate.
  11. 19. A fee charged by a lender, and paid by a borrower, for the use of money.
  12. 21. A type of investment that gives people a share of ownership in a company.