FINANCE VOCABULARY

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Across
  1. 1. buying specific goods with a loan, often provided by a finance house
  2. 3. costs that change when output levels change
  3. 5. inability to meet debts
  4. 9. where a large number of individuals (the crowd) invest in a business venture using an online platform and therefore avoiding using a bank
  5. 12. sale of new shares to existing shareholders at a discount
  6. 13. flow of money into a business
  7. 16. money borrowed for more than one year
  8. 17. buying resources from suppliers, such as raw materials and components, and paying for them at a later date (sometimes called trade credit)
  9. 19. one of a series of regular payments made until all the money owed has been repaid
  10. 20. fixed cost and variable cost added together
  11. 23. finance generated by the business from its own means
  12. 24. flow of money into and out of a business
  13. 27. costs that do not vary with the level of output
  14. 28. the difference between total revenue and total cost
  15. 29. finance obtained from outside the business
  16. 30. profit held by a business rather than returning it to the owners and which may be used in the future
Down
  1. 2. amount of cash that the business expects to have at the end of each month (takes into account the cash inflows and cash outflows)
  2. 4. money generated from the sale of output. It is price multiplied by quantity
  3. 6. money taken out of the business by the owner for personal use
  4. 7. long-term loan secured with property
  5. 8. specialist investors (individuals or companies) who provide money for business purposes, often to new businesses
  6. 9. prediction of all expected receipts and expenses of a business over a future time period, which shows the expected cash balance at the end of each month
  7. 10. long-term security yielding a fixed rate of interest, issued by a company and secured against assets
  8. 11. to take back cars, furniture or property from people who had arranged to pay for them over a long time, but cannot now continue to pay for them
  9. 14. flow of money out of a business
  10. 15. money borrowed for one year or less
  11. 18. finance provided by the owners of a business
  12. 21. money spent regularly on rent, insurance, electricity and other things that are needed to keep a business operating
  13. 22. asset that is easily changed into cash
  14. 25. agreement with a bank where a business spends more money than it has in its account (up to an agreed limit)
  15. 26. resources used or owned by a business, such as cash, stock, machinery, tools and equipment